PaySmart
Services

Services built for international business.

Accounts, exchange and payments for international clients, and specialist support for property in the UAE. Every service comes with a dedicated expert.

Multi-currency accounts

Full control over every currency you hold

Hold, receive and pay in the world's major currencies from a single account with its own IBAN, opened with one of our licensed partner institutions and managed in one place.

  • A dedicated IBAN in your name
  • 30+ currencies
  • Online balances and statements
Learn more: Multi-currency accounts

Currency exchange

Two currencies, one transparent price

Spot rates from our partner institutions, based on the interbank market, with the full cost shown before you confirm the trade.

  • Spot transactions
  • No hidden margins
  • Same-day execution
Learn more: Currency exchange

International payments

Payments that arrive on schedule

Send and receive funds over SEPA, SWIFT and local payment schemes through our partners' networks, so your money arrives on time, wherever it needs to be.

  • SEPA and SWIFT
  • Payments to 100+ countries
  • Every payment tracked
Learn more: International payments

Dedicated account manager

An expert on your side from the first call

One expert with a direct line who knows your account. No automated menus, and no need to explain your situation twice.

  • Direct phone and email
  • Support on every transaction
  • Terms that reflect your volume
Get started: Dedicated account manager

UAE property payments

Every payment on your UAE property, in one place

For non-resident investors buying, selling or letting property in the UAE: accounts in AED, manager's cheques and payments to developers, arranged through our licensed partner institutions.

  • Accounts in AED and 30+ currencies
  • Manager's cheques, arranged
  • Payments to developers and escrow accounts
Learn more: UAE property payments
Rates and fees

Competitive rates. Transparent fees.

The spreads we secure through our partner institutions sit close to the interbank market, and you see the exact rate and fee before you confirm. No hidden charges. And if we cannot beat the terms your bank offers, we will tell you so.

Request a quote →