PaySmart
About us

International payments with a personal touch.

We founded PaySmart because international payments should never be slow, expensive or impersonal.

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An emerald glass seal engraved with guilloché lines, standing on black stone with a brass ring behind it

It started with a simple observation. Companies and individuals operating internationally pay too much and get too little clarity in return. They face exchange rates with invisible margins, fees buried in the small print and service delivered through anonymous call centres.

PaySmart was founded by three partners, each with years of experience in fintech. In every company we had worked for, the same things fell short: pricing that was hard to read, service that was hard to reach, and processes that took longer than they needed to. We brought that experience together to build the service we would have wanted ourselves: competitive spreads, transparent fees and a dedicated manager for every client, delivered through licensed partner institutions.

Our values

Four principles we never compromise on.

01

Transparency

The price is agreed before the trade. No exceptions.

02

Personal approach

Every client has a dedicated manager who knows them by name.

03

Security

Our procedures exist to protect your funds at every stage.

04

Speed

Money in motion cannot wait. Neither do we.

How we work

Our standard of service.

01

One dedicated manager

From your first contact onwards you deal with the same expert, who knows your accounts, your currencies and your business cycle in detail.

02

A response within one business day

We respond quickly to every enquiry, quote request or issue. When it is urgent, we pick up the phone.

03

Terms that grow with you

The more actively we work together, the more competitive your exchange rates become.

Our team

The people behind your accounts

We only present real people. The names and profiles of our team will be published here shortly.

Managing Partner
Client Relationship Manager
Compliance and Risk
Regulatory framework

We work exclusively with licensed partners.

PaySmart is a global advisory company: we connect businesses and private individuals with well-established, regulated providers, and our clients open their accounts directly with them. PaySmart does not hold a licence itself and works exclusively with licensed partner institutions, duly regulated by the financial regulators in the jurisdictions in which they operate. Client funds are always held by the partner institutions, never by PaySmart.

We apply rigorous anti-money laundering (AML) procedures and thorough client due diligence (KYC).

Your personal data is processed in strict compliance with the GDPR. Please see our Privacy Policy for details.

Ready for better terms?

Tell us what you need and we will come back with a concrete offer within one business day.

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