About PaySmart

Pioneering the future of global payments through AI-driven innovation and human expertise

Our Story

PaySmart was founded by fintech veterans with over 10 years of average industry experience. Our team has built and exited fintech companies, and worked across acquiring companies, payment processors, and embedded finance platforms.

Over the past decade, we've specialized in card issuing, bank account provision, payment processing, and lending solutions. This deep expertise across multiple fintech verticals gives us unique insights into what businesses truly need from their payment partners.

Today, PaySmart serves businesses globally through our network of 25+ regulated financial partners, having facilitated 2,000+ bank account openings, 5,000+ merchant account openings, and over 1 million transactions.

2023

Founded

PaySmart established by fintech veterans

2024

AI Integration

Launched AI-powered risk assessment and routing

2024

Steady Growth

25+ partners, 2K+ bank accounts, 5K+ merchant accounts

2024

Expanding Reach

Over 1 million transactions facilitated through partners

Our Mission

To eliminate the technical and regulatory barriers that prevent businesses from accessing global markets through innovative AI-driven payment solutions combined with expert human support.

Our Vision

To become the world's most trusted payment infrastructure, empowering every business to compete globally regardless of size, location, or technical expertise.

Our Values

Transparency, innovation, reliability, and putting our customers first. We believe in building lasting partnerships, not just processing transactions.

PaySmart by the Numbers

Our growth reflects the trust businesses place in our platform

5K+
Merchant Accounts
Merchant accounts opened through our partners
1M+
Transactions
Transactions facilitated through our network
2K+
Bank Accounts
Bank accounts opened through our partners
25+
Partner Network
Regulated financial partners worldwide

Our Culture

At PaySmart, we believe that great technology is built by great people. Our culture is rooted in collaboration, continuous learning, and putting our customers at the center of everything we do.

Customer-First

Every decision we make starts with asking: "How does this benefit our customers?"

Innovation

We're constantly pushing boundaries and exploring new ways to solve payment challenges.

Transparency

Clear pricing, honest communication, and no hidden fees - always.

London UK

Our headquarters in London's financial center

Europe - Remote

Distributed operations team across the European Union

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