Advanced Payment Processing Platform
Maximize payment success with multi-acquiring strategies, intelligent routing, and smart retry technology. Process payments globally with 99.9% uptime and enterprise-grade security.
Complete Payment Processing Suite
Everything you need for optimal payment performance in one integrated platform
Multi-Acquiring Strategy
Connect to 50+ global acquirers with intelligent routing for maximum approval rates
- 50+ Global Acquirers
- Intelligent Load Balancing
- Automated Failover
Smart Retry Technology
Automatically retry failed payments through alternative routes
- Decline Code Analysis
- Alternative Route Selection
- 5-15% Recovery Rate
BIN Intelligence
Route transactions based on card BIN data optimization
- BIN Database Lookup
- Issuer-Specific Routing
- Geographic Optimization
Advanced Fraud Protection
Real-time fraud detection with ML algorithms
- Machine Learning Detection
- Behavioral Analysis
- Custom Risk Rules
Real-Time Analytics
Comprehensive dashboards and performance insights
- Live Transaction Monitoring
- Success Rate Tracking
- Revenue Analytics
Developer APIs
Simple REST APIs with comprehensive documentation
- RESTful API Design
- SDK Support
- Webhook Integration
Intelligent Processing Flow
See how our AI optimizes every transaction for maximum success
Transaction Input
Customer payment data received and validated
AI Route Selection
ML algorithm selects optimal acquirer
Security Check
Fraud protection and compliance validation
Processing
Transaction processed with real-time monitoring
Smart Retry Flow
Measurable Benefits
15% Higher Approval Rates
Intelligent routing increases payment success rates significantly
30% Lower Processing Costs
Optimized routing and volume negotiations reduce fees
Same-Day Settlements
Get your funds faster with accelerated settlement options
Global Coverage
Process payments in 150+ currencies worldwide
Live Performance Metrics
Transaction Volume (24h)
Developer-First Integration
Get started in minutes with our comprehensive API and SDKs
curl -X POST https://api.paysmart.com/v1/payments \\
-H "Authorization: Bearer sk_live_..." \\
-H "Content-Type: application/json" \\
-d '{
"amount": 2000,
"currency": "USD",
"payment_method": {
"type": "card",
"card": {
"number": "4242424242424242",
"exp_month": 12,
"exp_year": 2025
}
},
"description": "Payment for order #1234"
}'Response:
{
"id": "pay_1234567890",
"status": "succeeded",
"amount": 2000,
"currency": "USD",
"created": 1640995200
}Testing & Development
Sandbox Environment
Full-featured testing environment with test card numbers
Debug Tools
Real-time logging and debugging capabilities
API Analytics
Monitor API performance and usage metrics
Bank-Grade Security & Compliance
Your data and transactions are protected by military-grade security measures
PCI DSS Level 1
Highest level of PCI compliance for secure card data handling
SOC 2 Type II
Independently audited security controls and procedures
ISO 27001
International standard for information security management
GDPR Compliant
Full compliance with European data protection regulations