Instant IBAN Account Provisioning
Dedicated IBAN accounts for seamless European payments. Instant setup, full regulatory compliance, and multi-currency support across all EU member states.
Complete IBAN Banking Suite
Everything you need for European banking operations in one integrated solution
Instant IBAN Provisioning
Get dedicated IBAN accounts in minutes, not days
- 5-minute account setup
- Real-time activation
- Multiple IBANs per entity
Full EU Compliance
Regulatory compliance across all EU member states
- PSD2 Compliance
- GDPR Compliant
- Licensed Banking Partner
Multi-Currency Support
Support for 50+ currencies with automatic conversion
- 50+ Supported Currencies
- Real-time Exchange Rates
- Automatic Conversion
Automated Reconciliation
Real-time transaction matching and reporting
- Real-time Matching
- Automated Reporting
- Exception Handling
Instant Settlements
Same-day and instant SEPA transfers
- SEPA Instant Transfers
- Same-day Settlements
- 24/7 Processing
Advanced Analytics
Comprehensive transaction and balance analytics
- Real-time Dashboards
- Custom Reports
- Export Capabilities
IBAN Account Setup Process
From application to activation in just minutes
Application
Submit business details and documentation
Verification
Automated compliance and risk assessment
Approval
Instant approval and account provisioning
IBAN Issued
Dedicated IBAN ready for transactions
SEPA Transaction Flow
Banking Benefits
5-Minute Account Setup
Get your IBAN account operational in just 5 minutes
Lower Banking Fees
Competitive rates for SEPA transfers and FX
Full EU Coverage
Operate across all 27 EU member states seamlessly
Bank-Grade Security
Funds protected by European banking regulations
Live IBAN Statistics
Currency Distribution (24h)
IBAN API Integration
Manage IBAN accounts programmatically with our banking APIs
curl -X POST https://api.paysmart.com/v1/iban \\
-H "Authorization: Bearer sk_live_..." \\
-H "Content-Type: application/json" \\
-d '{
"account_holder": "TechCorp Ltd",
"country": "DE",
"currency": "EUR",
"account_type": "business"
}'Response:
{
"id": "iban_1234567890",
"iban": "DE89370400440532013000",
"bic": "COBADEFF",
"status": "active",
"created": 1640995200
}Compliance & Security
Partner Network
Connected to fully licensed EU banking partners
Advisory Services
Expert guidance on IBAN account setup and management
Secure Infrastructure
Connecting to partners with end-to-end encryption
Partner Compliance Standards
We connect you to partners that meet EU regulatory requirements
PSD2 Partner Network
Our partners comply with Payment Services Directive 2 and Strong Customer Authentication
Data Protection Standards
Our partners maintain GDPR compliance for data protection
AML/KYC
Advanced Anti-Money Laundering and Know Your Customer procedures
ECB Oversight
European Central Bank supervision and regulatory oversight